Mr and Mrs S were faced with several issues that needed clarification; they needed a savings strategy for their kids’ college education, they wondered if they could afford early retirement and they wanted investment and pension advice to complement their life goals. The Money Smart Financial Life Plan addressed all these issues and set out specific pension and investment recommendations.
Fonz provided both a detailed analysis of our current status and sound advice on the available options to get to the goals we outlined. He also identified some holes in our overall financial management and pointed us to some options to help us optimise our financial management and planning. The service was outstanding and we feel comfortable that we have made well informed decisions and our financial planning is in safe hands.
Mr D has started his own business in a high risk industry so he needs to be sure of his financial safety net. He wanted to improve his investment risk/return strategy while ensuring adequate cash liquidity for his business needs. Our Financial Life Plan used industry leading software to suggest an optimal financial direction and the Investment Policy Statement set out specific guidelines on how his money should be invested.
Starting a business can be a difficult time, especially when you are trying to plan for your financial needs. Money Smart advised me on my best course of action, and had a thorough understanding of the commercial realities of starting a business, which was key to the overall plan put in place. I would be happy to recommend Money Smart to anyone that needs assistance assessing and planning their future financial plans.
Mr and Mrs O have spent many years building a successful IT business but have not had the time to consider retirement planning. They asked Money Smart to tell them how to invest both personal and business funds in the most tax efficient manner to ensure that they can maintain their current lifestyle right up to and through their retirement years.
Traditionally, we would have been conservative investors but Money Smart gave us a comprehensive plan with recommendations for an investment platform that gave us confidence in our future financial status. Money Smart’s fees were inexpensive and their approach was professional and transparent…
Mr and Mrs C came to Money Smart with a whole range of business, mortgage, insurance and pension questions. Our bespoke Financial Life Plan analysed all of these issues and presented an alternative investment and pension scenario that dealt with all of their questions.
Fonz’s informed and calm approach allowed us to somehow disentangle what for us had become a confusing overwhelming web. It is the first time we remember feeling empowered in relation to money / pension issues. His questionnaire and gathering of detail meant we felt he developed a very comprehensive picture of our financial affairs and this, allied to his independent advice and experience, meant he was able to offer us clear options of possible steps we could take.