How To Spot A Scam

The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of the scammer. Here are a few tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked...

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What Are Binary Options?

The UK financial watchdog recently warned that hundreds of thousands of pounds are lost every year to investment scams. Last month I blogged about How To Spot A Scam. This month I want to concentrate on a growing segment of this ‘market’, binary option scams. So, what...

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Millennial Misery

There is no doubt that the Millennial generation (born 1975 to 1995) are now facing hardships that the luckier generation of their parents did not have to endure. Inequality Yes it’s been part of the capitalist system since the days of the ‘robber barons’ but it’s now...

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Resolutions 2019

New Year Resolutions are not just for January! Here are some suggestions for a monthly financial to-do list that doesn’t go by the wayside. January For many of us a desire to finally ‘sort out my money’ makes its annual appearance so start by jotting down your key...

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Probate In Ireland

It’s not a subject we like to dwell on but it is important to know what happens to our money after we die. Knowing the processes involved (and how long they take) is a great motivation to structure our finances in a way that makes it as easy as possible for our...

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What Is An Annuity?

Many people will have heard pension conversations mention the words Annuity and ARF without understanding (or not being interested in) what they actually mean. So here goes. When you retire your pension fund first provides you with a tax free lump sum. You will...

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How Much Do I Need To Retire?

A question I get asked countless times is, how much do I need to retire? While there is no exact answer, and certainly not one figure that applies to everybody, there are two methodologies we can use to come to a conclusion. The Salary Method You’ll probably have seen...

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How To Spend

Reading media reports about Johnny Depp’s financial woes (he has allegedly come close to bankruptcy despite earning $650 million over the last decade or so thanks to a serious spending habit) it brings to mind a question we all ask, what’s the right way to spend...

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My 4 Unbreakable Rules Of Investing

As we watch global stock markets once again hit all-time highs, a perennial question is, how can we become more successful investors? My simple answer continues to be, stick with my 4 golden rules below. 1. Don’t Hoard Cash Cash should be for very short term savings...

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