What Is An AMRF?

What Is An AMRF?

As I’ve said before, pensions are boring, complicated and full of jargon. But as they are central to how comfortable (or not) our retirements will be, it’s really important to know the basics. If you have a private pension (ie, anything other than the State Pension)...

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How Do You Feel About Money?

How Do You Feel About Money?

What emotions do you experience when you think about money? Fear, greed, hope, anxiety? The good news is that if you do, you are perfectly normal. The bad news is that these emotions play havoc with our finances. In fact, scientists say that when it comes to financial...

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My Budget 2019 Wish List

My Budget 2019 Wish List

Avoiding the big picture question of whether the government should tax more/less or spend more/less, this is my Budget 2019 Wish List. It’s in no particular order and is definitely not comprehensive – it’s about ending anomalies that have never made sense to me (from...

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What Is An ARF?

What Is An ARF?

Let’s face it, pensions are boring, complicated and full of jargon. Unfortunately they are also very important to our wellbeing so whether we like it or not, it’s important to know the basics. If you have a private pension (ie, anything other than the State Pension)...

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Too Much Cash

Too Much Cash

The late Ken Dodd once revealed (in court) that he kept £336,000 in cash stashed in suitcases in his attic. I have two immediate thoughts on this story. First, he is not the only one whose wealth is less than it should be as a result of being incredibly risk averse as...

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How To Spot A Scam

How To Spot A Scam

The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of the scammer. Here are a few tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked...

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Millennial Misery

Millennial Misery

There is no doubt that the Millennial generation (born 1975 to 1995) are now facing hardships that the luckier generation of their parents did not have to endure. Inequality Yes it’s been part of the capitalist system since the days of the ‘robber barons’ but it’s now...

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Probate In Ireland

Probate In Ireland

It’s not a subject we like to dwell on but it is important to know what happens to our money after we die. Knowing the processes involved (and how long they take) is a great motivation to structure our finances in a way that makes it as easy as possible for our...

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What Is An Annuity?

What Is An Annuity?

Many people will have heard pension conversations mention the words Annuity and ARF without understanding (or not being interested in) what they actually mean. So here goes. When you retire your pension fund first provides you with a tax free lump sum. You will...

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