Our First Big Money Mistake

Our First Big Money Mistake

Our big financial errors vary by age but a recent Wall Street Journal article highlights a big money mistake than young people are making today – they are not taking enough risk. The table below is taken from that article and shows that millennials are holding as much...

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How to Save

How to Save

Saving money rather than spending it gives us no instant gratification but it is the road to eventual financial freedom. Here are some tips on how to get there. Have a budget. Make a note of exactly where your monthly income goes. Aim to have both a spending and...

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Pensions Made Simple (ish)

Pensions Made Simple (ish)

Made simple, really? OK maybe I’m setting the bar too high but I want to tell you all you need to know about pensions. I’m bored already. Wait, this is important. Just give me 2 minutes of your time. OK, go on then, why do I need a pension?  Because your income could...

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Why You Should Own Your Own Home

Why You Should Own Your Own Home

While scarcity and affordability is a major problem for many young people considering buying their first home, there remain many reasons why you should strive to own your own home. 1. Inflationary Asset Although inflation is at cycle lows right now, it will return. It...

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The Money Smart Investment Philosophy

The Money Smart Investment Philosophy

Investing money demands care and consistency. Our investment philosophy consists of six golden rules based on global best practice which we apply to every client portfolio. 1. Have a Plan and a Process A stable decision-making process through boom and bust eliminates...

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Alternative Investing : Private Equity

Alternative Investing : Private Equity

This is the last of a short series of blogs on ‘alternatives’ – investments in anything other than stocks, bonds or cash. We have examined the most common alternative asset classes in general order of risk/return profile; Absolute Return and Commodities, Property and...

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Alternative Investing : Property

Alternative Investing : Property

Continuing our short series of blogs on ‘alternatives’ – investments in anything other than stocks, bonds or cash – in which we take a look at the most common asset classes in general order of risk/return profile; Absolute Return and Commodities, Property and Private...

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Alternative Investing : Commodities

Alternative Investing : Commodities

Continuing our short series of blogs on ‘alternatives’ – investments in anything other than stocks, bonds or cash – in which we take a look at the most common asset classes in general order of risk/return profile; Absolute Return, Commodities, Property and Private...

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5 Reasons to Never Ever Buy Individual Shares

5 Reasons to Never Ever Buy Individual Shares

We’ve all thought about it, most of us have done it, some of us have made big gains, many of us have been burned. Many ‘experts’ endorse it as a perfectly sound investment strategy. Not me. Here’s why you should never buy an individual share... 1.   Going to Las Vegas...

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