by Fonz Scanlan | Oct 20, 2017 | Insights
Many people will have heard pension conversations mention the words Annuity and ARF without understanding (or not being interested in) what they actually mean. So here goes. When you retire your pension fund first provides you with a tax free lump sum. You will...
by Fonz Scanlan | Jun 21, 2017 | Insights
A question I get asked countless times is, how much do I need to retire? While there is no exact answer, and certainly not one figure that applies to everybody, there are two methodologies we can use to come to a conclusion. The Salary Method You’ll probably have seen...
by Fonz Scanlan | Sep 16, 2016 | Insights
Made simple, really? OK maybe I’m setting the bar too high but I want to tell you all you need to know about pensions. I’m bored already. Wait, this is important. Just give me 2 minutes of your time. OK, go on then, why do I need a pension? Because your income could...
by Temper01 | Aug 22, 2016 | Insights
You may have noticed (or hopefully missed!) various news headlines recently about the terrible state of pension coverage in Ireland. Here’s a quick summary of the depressing facts. The Chairman of the Pensions Authority said that what people expect to receive in...
by Temper01 | Apr 22, 2015 | Insights
Do you think you have free will? How often do you exercise it? You may need to think twice about your answers because every time we make a decision there are powerful behavioural forces hampering our ability to choose. The dominant force I want to talk about is...