A sandcastle on a beach | Money Smart Financial Planning and money advice A goal without a plan is just a dream

Why You Need a Financial Life Plan

Many financial problems are a result of poorly planned, badly researched and over-emotional decisions.  Having a Money Smart Financial Life Plan will help you to:

1. Take the first step towards making your dream a reality

Our planning process will help you define, quantify and attain your goals.You can then get on with the more important task of living the life you want.

2. Answer all the questions you know you should ask but haven’t

Sometimes there are questions you know you should ask but feel overwhelmed by what the answer may be.  We can find realistic solutions to questions like these and many more:

  • Will we be able to afford to send our kids to college?
  • When can I retire and how comfortable will my retirement be?
  • Is my pension any good?
  • Am I saving enough? How much is enough?
  • Is my wealth properly protected against sickness?
  • How can I ensure my family will be financially secure?
  • We will help you address these and find realistic solutions.

3. Ensure that you and your family are protected

Ensure that you are protected from the financial impact of life’s major events. Our Financial Life Plan will tell you if you are properly insured and help you plan your estate.

4. Gain peace of mind

Gain the peace of mind that comes from allowing us to organise your finances. We will bring clarity, objectivity, organisation and expert planning to all your financial arrangements.

5. Stay the course

We will help you to save and spend wisely, not be distracted by the ‘next big thing’, and make informed financial decisions so that you can reach your investment and retirement goals.