Bear Markets

Bear Markets

What is a recession? What is a crash? What is a correction? What is a bear market? How low can we go? How long will it last? Some questions we can answer. Some we can only guess at. But the following is a guide to understanding the history and the terminology of...

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ARF or Annuity?

ARF or Annuity?

Pensions are boring and complicated but, like it or not, they are a key part of our financial lives. I've covered the basics in my Pensions Made Simple blog so now I want to talk about a big decision that you will have to make at retirement - the choice of ARF or...

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How to Get a Mortgage

How to Get a Mortgage

There are 8 steps you need to take to get a mortgage in Ireland. Step 1: Work out how much need Calculate how much you think the property you want to buy will cost and how much of a deposit is required. The difference between the two is the size of mortgage you need....

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The Best Returns on Savings

The Best Returns on Savings

Bank and credit union savings rates have shrunk to almost zero over the last several years. So how do we get the best returns on savings and, more importantly, given this extremely low rate environment, what is the best way to save in 2022? How much to keep in the...

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Financial Stress

Financial Stress

Around the world the lingering effects of the pandemic have led to increased financial stress, particularly among those who have lost loved ones, jobs and businesses. According to McKinsey, the average life satisfaction in Europe, which consistently leads the world in...

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To Do in 2022

To Do in 2022

New Year Resolutions are not just for January! Here are some suggestions for a monthly financial to-do list that doesn’t go by the wayside. Some of these financial tasks are time-sensitive, such as tax returns. But you can tackle the rest in any order you see fit or...

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How to Beat Inflation

How to Beat Inflation

Prices are rising. Inflation is back. Yet household savings are at record levels, earning zero rates of interest, and slowly but surely losing their real value. It’s important that you and your money don’t remain frozen in time. Here’s how to beat inflation. 1. Invest...

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Self-Employed in Ireland

Self-Employed in Ireland

While it’s great to be your own boss, being self-employed in Ireland brings with it the responsibility to stay on top of your finances. This will be new territory for many freelancers so here are some pointers. Income and Expenditure First up, make sure you get paid...

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The Fair Deal Scheme

The Fair Deal Scheme

The Nursing Homes Support Scheme, known better as the Fair Deal Scheme, provides financial support to people who need long term nursing home care. There’s a lot to it so here are the key points you need to know. 1. Care Needs Assessed Before confirming that long-term...

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