The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of fraud. Here are some tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked to pay...

1. Counting your pennies. Much better to forget about the pennies and think long and hard about the pounds. Or in other words, spend much more time choosing a pension provider than a utility provider. 2. Accumulating credit card debt. Credit cards can be really useful...

New Year Resolutions are not just for January! Here are some suggestions for a 2023 to-do list that doesn’t go by the wayside. Some of these financial tasks are time-sensitive, such as tax returns. But you can tackle the rest in any order you see fit or and ignore...

The Nursing Homes Support Scheme, known better as the Fair Deal Scheme, provides financial support to people who need long term nursing home care. There’s a lot to it so here are the key points you need to know. 1. Care Needs Assessed Before confirming that long-term...

By quickly answering these six questions I can tell you everything you need to know about the Government’s Auto-Enrolment plan. Why? With State finances struggling to maintain the State Pension for a growing retired population, not to mention poor private pension...

With prices on the rise, it’s a good time to review all of our finances to ensure we’re doing the right things with our money. Below are 12 money hacks, which I list as must do, should do, and could do. It’s a long to-do list, so aim for progress rather than...

What is a recession? What is a crash? What is a correction? What is a bear market? How low can we go? How long will it last? Some questions we can answer. Some we can only guess at. But the following is a guide to understanding the history and the terminology of...

There are 8 steps you need to take to get a mortgage in Ireland. Step 1: Work out how much need Calculate how much you think the property you want to buy will cost and how much of a deposit is required. The difference between the two is the size of mortgage you need....

Bank and credit union savings rates have shrunk to almost zero over the last several years. So how do we get the best returns on savings and, more importantly, given this extremely low rate environment, what is the best way to save in 2022? How much to keep in the...