Are Prize Bonds for Prize Idiots?

Are Prize Bonds for Prize Idiots?

Prize bonds are more popular than ever in Ireland, with a total in issuance of close to €5 billion. But are prize bonds a good investment? First, what are they and how do they work? Prize bonds are non-interest bearing lottery bonds. Your capital has a government...

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Stock Market Moves

Stock Market Moves

What is a crash? What is a correction? What is a bear market? Is this Trade War selloff a correction or crash? Some questions we can answer. Some we can only guess at. But the following is a guide to understanding the history and the terminology of market downturns so...

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Pension Rules 2025

Pension Rules 2025

In the wake of Budget 2025, the Minister for Finance has now also published Finance Bill 2024, with new regulations due to take effect from the 1st of January 2025. There will be fairly significant changes to pension rules, mainly in two areas, the Standard Fund...

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Retirement Relief

Retirement Relief

There are two Capital Gains Tax (CGT) reliefs that business owners, thinking of exit and/or retirement, need to know about. They are Retirement Relief and Entrepreneur Relief, and they can be used in conjunction with one another when exiting your business. Retirement...

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How to Spot a Scam

How to Spot a Scam

The golden age of the internet has given us ease of connectivity and instant online payments, but with that comes online security concerns. Now add AI capability to the scamming toolkit and no wonder it’s also the golden age of fraud. Here are some tips on how to spot...

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Inheritance Tax in Ireland

Inheritance Tax in Ireland

When it comes to taxation, nothing is ever simple. But if you want to save money, it pays to know the basics. Here are some key pointers about inheritance tax in Ireland. Who Pays? Capital Acquisitions Tax, the official name for inheritance tax in Ireland, is paid by...

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Tax on Investments

Tax on Investments

Investments in Ireland are subject to various taxation rules and regulations, some clear, some not so clear, and all of which can seem daunting at first glance. My summary below aims to inform you of the exact type of tax on investments that applies to individuals in...

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Pensions after Death

Pensions after Death

What happens to your pension after you die? What happens to your parents’ pensions when they die? What happens to your spouse or partner’s pensions? It’s a grim but very important topic. So here’s a simplified summary of what happens to pensions after death. And...

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A Financial Advisor’s Guide to Downsizing

A Financial Advisor’s Guide to Downsizing

Downsizing your home is a big decision that requires plenty of thought and planning. A large home and garden is wonderful for raising a family but it may not be the right place for you once the kids have flown the nest. Downsizing is often a very attractive...

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