How to Get a Pay Rise
In these times of escalating expenses, many of which are beyond our control, increasing our income may be the only way to make ends meet. Negotiating a pay rise can be a daunting task, but with the right approach and preparation, it's definitely achievable. Here are...
Tax on Shares and Options
More and more employees now receive part of their remuneration in the form of company shares and/or options and/or RSUs. But many are given less than adequate advice on the taxation of these benefits and their Revenue reporting and paying responsibilities. Here’s a...
UK State Pension Explainer
This explainer is aimed at people resident in Ireland who have spent time working in the UK at some point in the past. Did you know you can cheaply top up your UK State Pension? Here’s a quick Q+A. Q. Can I have both an Irish and a UK State Pension? Yes, if you...
The Magnificent Seven
Global stock markets are steadily recovering from a dismal 2022. The bellwether S+P 500 is up 14% this year. And yet doubts about this rally persist, based mainly around two key worries. One, unless interest rates come down very quickly, the possibility of a recession...
How to Spot a Scam
The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of fraud. Here are some tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked to pay...
The Fair Deal Scheme
The Nursing Homes Support Scheme, known better as the Fair Deal Scheme, provides financial support to people who need long term nursing home care. There’s a lot to it so here are the key points you need to know. 1. Care Needs Assessed Before confirming that long-term...
Auto-Enrolment
By quickly answering these six questions I can tell you everything you need to know about the Government’s Auto-Enrolment plan. Why? With State finances struggling to maintain the State Pension for a growing retired population, not to mention poor private pension...
12 Money Hacks
With prices on the rise, it’s a good time to review all of our finances to ensure we’re doing the right things with our money. Below are 12 money hacks, which I list as must do, should do, and could do. It’s a long to-do list, so aim for progress rather than...
The Best Returns on Savings
Bank and credit union savings rates have shrunk to almost zero over the last several years. So how do we get the best returns on savings and, more importantly, given this extremely low rate environment, what is the best way to save in 2022? How much to keep in the...