How to Spot a Scam
The golden age of the internet has given us ease of connectivity and instant online payments, but with that comes online security concerns. Now add AI capability to the scamming toolkit and no wonder it’s also the golden age of fraud. Here are some tips on how to spot...
A 2025 To Do List
New Year Resolutions are not always a waste of time. One survey from last year reported that almost two-thirds of those who made resolutions were able to stick with them. Resolutions about health are usually the most popular, but those about money are a strong second....
Pension Rules 2025
In the wake of Budget 2025, the Minister for Finance has now also published Finance Bill 2024, with new regulations due to take effect from the 1st of January 2025. There will be fairly significant changes to pension rules, mainly in two areas, the Standard Fund...
Inheritance Tax in Ireland
When it comes to taxation, nothing is ever simple. But if you want to save money, it pays to know the basics. Here are some key pointers about inheritance tax in Ireland. Who Pays? Capital Acquisitions Tax, the official name for inheritance tax in Ireland, is paid by...
Tax on Investments
Investments in Ireland are subject to various taxation rules and regulations, some clear, some not so clear, and all of which can seem daunting at first glance. My summary below aims to inform you of the exact type of tax on investments that applies to individuals in...
Pensions after Death
What happens to your pension after you die? What happens to your parents’ pensions when they die? What happens to your spouse or partner’s pensions? It’s a grim but very important topic. So here’s a simplified summary of what happens to pensions after death. And...
A Financial Advisor’s Guide to Downsizing
Downsizing your home is a big decision that requires plenty of thought and planning. A large home and garden is wonderful for raising a family but it may not be the right place for you once the kids have flown the nest. Downsizing is often a very attractive...
What is Equity Release?
Home Equity Release, on the face of it, is one possible solution for homeowners short on income but living in a large valuable home. For many in this position the obvious answer is to downsize, which as I’ve written before has its pros and cons. The biggest barrier to...
UK State Pension Explainer
This explainer is aimed at people resident in Ireland who have spent time working in the UK at some point in the past. Did you know you can cheaply top up your UK State Pension? Here’s a quick Q+A. Q. Can I have both an Irish and a UK State Pension? Yes, if you...