The 7 Baby Steps
Dave Ramsey's famous 7 Baby Steps are a set of financial guidelines to help individuals achieve financial stability and build wealth. The idea is that each step builds on the previous one, the ultimate goal being financial freedom and peace of mind. Here's a...
Irish Cohabiting Rights
For better or worse, marriage is in the decline all over the world. In Ireland, cohabiting couples form a significant portion of the population, but their legal standing has often been a grey area. Understanding cohabiting rights is crucial, especially when it comes...
The Value Of Financial Planning
Do you need a Financial Advisor? Yes. You do. We all do. Why? Because an expert advisor will save you from making poor financial decisions and guide you towards a consistent and disciplined investment strategy. But don’t just listen to me, here’s the evidence from...
Tax on Shares and Options
More and more employees now receive part of their remuneration in the form of company shares and/or options and/or RSUs. But many are given less than adequate advice on the taxation of these benefits and their Revenue reporting and paying responsibilities. Here’s a...
How to Spot a Scam
The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of fraud. Here are some tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked to pay...
How to Get a Pay Rise
In these times of escalating expenses, many of which are beyond our control, increasing our income may be the only way to make ends meet. Negotiating a pay rise can be a daunting task, but with the right approach and preparation, it's definitely achievable. Here are...
12 Money Hacks
With prices on the rise, it’s a good time to review all of our finances to ensure we’re doing the right things with our money. Below are 12 money hacks, which I list as must do, should do, and could do. It’s a long to-do list, so aim for progress rather than...
How to Get a Mortgage
There are 8 steps you need to take to get a mortgage in Ireland. Step 1: Work out how much need Calculate how much you think the property you want to buy will cost and how much of a deposit is required. The difference between the two is the size of mortgage you need....
How to Beat Inflation
Prices are rising. Inflation is back. Yet household savings are at record levels, earning zero rates of interest, and slowly but surely losing their real value. It’s important that you and your money don’t remain frozen in time. Here’s how to beat inflation. 1. Invest...