What is a recession? What is a crash? What is a correction? What is a bear market? How low can we go? How long will it last? Some questions we can answer. Some we can only guess at. But the following is a guide to understanding the history and the terminology of...

There are 8 steps you need to take to get a mortgage in Ireland. Step 1: Work out how much need Calculate how much you think the property you want to buy will cost and how much of a deposit is required. The difference between the two is the size of mortgage you need....

1. Counting your pennies. Much better to forget about the pennies and think long and hard about the pounds. Or in other words, spend much more time choosing a pension provider than a utility provider. 2. Accumulating credit card debt. Credit cards can be really useful...

Prices are rising. Inflation is back. Yet household savings are at record levels, earning zero rates of interest, and slowly but surely losing their real value. It’s important that you and your money don’t remain frozen in time. Here’s how to beat inflation. 1. Invest...

Pensions are boring and complicated but, like it or not, they are a key part of our financial lives. I've covered the basics in my Pensions Made Simple blog so now I want to talk about a big decision that you will have to make at retirement - the choice of ARF or...

While it’s great to be your own boss, being self-employed in Ireland brings with it the responsibility to stay on top of your finances. This will be new territory for many freelancers so here are some pointers. Income and Expenditure First up, make sure you get paid...

Money is one of the most common causes of stress in relationships. In fact, some research names it as the number one cause of stress in marriage. But it doesn’t have to be. Here’s some money advice for couples to help deal with this thorny subject. Talk to your...

What does a ‘good retirement’ look like? For me, this does not necessarily mean early retirement. It simply means that you have the ability to step back from work at a time that is right for you, into a life that continues to be enjoyable and meaningful. Here are some...

Money is something we humans are hard wired to mess up. Most of us are destined to make several big money mistakes in the course of our busy lives. Do you want to know what you need to stop doing? Here, based on my experiences as an advisor, are the top 5 ways we mess...