Pensions are boring and complicated but, like it or not, they are a key part of our financial lives. I've covered the basics in my Pensions Made Simple blog so now I want to talk about a big decision that you will have to make at retirement - the choice of ARF or...

While it’s great to be your own boss, being self-employed in Ireland brings with it the responsibility to stay on top of your finances. This will be new territory for many freelancers so here are some pointers. Income and Expenditure First up, make sure you get paid...

Money is one of the most common causes of stress in relationships. In fact, some research names it as the number one cause of stress in marriage. But it doesn’t have to be. Here’s some money advice for couples to help deal with this thorny subject. Talk to your...

What does a ‘good retirement’ look like? For me, this does not necessarily mean early retirement. It simply means that you have the ability to step back from work at a time that is right for you, into a life that continues to be enjoyable and meaningful. Here are some...

As we watch global stock markets once again hit all-time highs, in a pandemic year that has seen some of the biggest single day gains and losses in history, a perennial question is, how can we become more successful investors? My simple answer continues to be, stick...

There are two Capital Gains Tax (CGT) reliefs that business owners, thinking of exit and/or retirement, need to know about. They are Retirement Relief and Entrepreneur Relief, and they can be used in conjunction with one another when exiting your business. Retirement...

When it comes to taxation, nothing is ever simple. But if you want to save money, it pays to know the basics. Here are some key pointers about inheritance tax in Ireland. Who Pays? Capital Acquisitions Tax, the official name for inheritance tax in Ireland, is paid by...

Retirement should be something we all look forward to, after all we are living longer, healthier and fuller lives. And yet we are nowhere near saving enough. That’s why I want to tackle these dangerous retirement myths. MYTH 1 – THE STATE PENSION WILL SUFFICE No...

Ireland’s taxation system is not exactly easy to navigate, nor is tax a subject we like to think about too much. Nevertheless there are plenty of tax reliefs and credits that you should know about. With that in mind here are some quick and easy tips on how to pay less...