MONEY MATTERSLIFE MATTERS MORE
PLAN THE LIFE YOU WANT
Planning your financial future can be confusing. I can help. My independent financial planning and expert investment advice will give you the peace of mind that allows you to get on with the more important task of living the life you want.
Following over 25 years’ trading financial products in London and Dublin investment banks, I found my true passion helping others make smarter money decisions. As a Certified Financial Planner™ and active member of the Society of Financial Planners in Ireland, I am dedicated to comprehensive financial planning, unbiased investment advice and simple transparent fees.
Fonz Scanlan CFP®
A goal without a plan is just a dream. Money Smart will help you plan the life you want.
Make your money work harder to meet your life goals. Get to where you want to go.
I consider every aspect of your financial life and goals before making any recommendations. That’s the key to smarter decision making.
My financial planning advice is objective and unbiased. I search the whole market for the best products for your pocket, not mine.
Keep it Simple
Financial products can be complicated so let me do the work. I explain everything in jargon-free plain English.
I work for you all year round, monitoring your investments and providing ongoing financial advice – at no extra cost.
How do we prioritise our decisions?
Mr and Mrs C came to Money Smart with a whole range of business, mortgage, insurance and pension questions so they really needed a plan that made sense of all of these issues.
"Fonz’s informed and calm approach allowed us to somehow disentangle what for us had become a confusing overwhelming web. It is the first time we remember feeling empowered in relation to money / pension issues."
Have we enough for a comfortable retirement?
Mr and Mrs O spent many years building a successful business but had no time to consider retirement planning. They asked for advice on how to invest personal and business cash in the most tax efficient manner to ensure that they could maintain their current lifestyle in retirement.
"We were really worried about investing but Fonz gave us a comprehensive plan with clear investment recommendations that gave us confidence in our future financial status."
Can we retire early?
Mr and Mrs S wanted a savings strategy for their kids’ college education and wondered if they could afford early retirement.
"Fonz provided both a detailed analysis of our current status and sound advice on the available options to get to the goals we outlined. The service was outstanding and we feel comfortable that we have made well informed decisions and our financial planning is in safe hands."
Can I start my own business?
Mr D wanted to start a business and needed to be sure of his financial safety net. He hoped to improve his investment return while also ensuring adequate cash liquidity.
"Money Smart advised me on my best course of action and had a thorough understanding of the commercial realities of starting a business. I would be happy to recommend Money Smart to anyone that needs assistance assessing and planning their future financial plans."
Tax on Shares and Options
More and more employees now receive part of their remuneration in the form of company shares and/or options and/or RSUs. But many are given less than adequate advice on the taxation of these benefits and their Revenue reporting and paying responsibilities. Here’s a...
UK State Pension Explainer
This explainer is aimed at people resident in Ireland who have spent time working in the UK at some point in the past. Did you know you can cheaply top up your UK State Pension? Here’s a quick Q+A. Q. Can I have both an Irish and a UK State Pension? Yes, if you...
How to Spot a Scam
The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of fraud. Here are some tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked to pay...
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