MONEY MATTERS
LIFE MATTERS MORE
PLAN THE LIFE YOU WANT
Planning your financial future can be confusing. I can help. My expert financial planning and investment advice will give you the peace of mind that allows you to get on with the more important task of living the life you want.
Following over 25 years’ trading financial products in London and Dublin investment banks, I found my true passion helping others make smarter money decisions. As a Certified Financial Planner™ and a board member of Financial Planners of Ireland, I am dedicated to comprehensive financial planning, unbiased investment advice and simple transparent fees.
My Services
Financial Planning
A goal without a plan is just a dream. Money Smart will help you plan the life you want.
Wealth Management
Make your money work harder to meet your life goals. Get to where you want to go.
My Promise
Proper Planning
I consider every aspect of your financial life and goals before making any recommendations. That’s the key to smarter decision making.
Impartial Advice
My financial planning advice is objective and unbiased. I search the whole market for the best products for your pocket, not mine.
Keep it Simple
Financial products can be complicated so let me do the work. I explain everything in jargon-free plain English.
Personal Service
I work for you all year round, monitoring your investments and providing ongoing financial advice – at no extra cost.
Client Stories
How do we prioritise our decisions?
Mr and Mrs C came to Money Smart with a whole range of business, mortgage, insurance and pension questions so they really needed a plan that made sense of all of these issues.
"Fonz’s informed and calm approach allowed us to somehow disentangle what for us had become a confusing overwhelming web. It is the first time we remember feeling empowered in relation to money / pension issues."
Have we enough for a comfortable retirement?
Mr and Mrs O spent many years building a successful business but had no time to consider retirement planning. They asked for advice on how to invest personal and business cash in the most tax efficient manner to ensure that they could maintain their current lifestyle in retirement.
"We were really worried about investing but Fonz gave us a comprehensive plan with clear investment recommendations that gave us confidence in our future financial status."
Can we retire early?
Mr and Mrs S wanted a savings strategy for their kids’ college education and wondered if they could afford early retirement.
"Fonz provided both a detailed analysis of our current status and sound advice on the available options to get to the goals we outlined. The service was outstanding and we feel comfortable that we have made well informed decisions and our financial planning is in safe hands."
Can I start my own business?
Mr D wanted to start a business and needed to be sure of his financial safety net. He hoped to improve his investment return while also ensuring adequate cash liquidity.
"Money Smart advised me on my best course of action and had a thorough understanding of the commercial realities of starting a business. I would be happy to recommend Money Smart to anyone that needs assistance assessing and planning their future financial plans."
Recent Insights
Pensions after Death
What happens to your pension after you die? What happens to your parents’ pensions when they die? What happens to your spouse or partner’s pensions? It’s a grim but very important topic. So here’s a simplified summary of what happens to pensions after death. And...
A Financial Advisor’s Guide to Downsizing
Downsizing your home is a big decision that requires plenty of thought and planning. A large home and garden is wonderful for raising a family but it may not be the right place for you once the kids have flown the nest. Downsizing is often a very attractive...
Tax on Investments
Investments in Ireland are subject to various taxation rules and regulations, some clear, some not so clear, and all of which can seem daunting at first glance. My summary below aims to inform you of the exact type of tax on investments that applies to individuals in...
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