How Do You Feel About Money?

What emotions do you experience when you think about money? Fear, greed, hope, anxiety? The good news is that if you do, you are perfectly normal. The bad news is that these emotions play havoc with our finances. In fact, scientists say that when it comes to financial...

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What Is An AMRF?

As I’ve said before, pensions are boring, complicated and full of jargon. But as they are central to how comfortable (or not) our retirements will be, it’s really important to know the basics. If you have a private pension (ie, anything other than the State Pension)...

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My Budget 2019 Wish List

Avoiding the big picture question of whether the government should tax more/less or spend more/less, this is my Budget 2019 Wish List. It’s in no particular order and is definitely not comprehensive – it’s about ending anomalies that have never made sense to me (from...

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How To Invest

The question of how to invest is an important one, never more so than in a time of stock market turbulence. 2018 has seen one of the US stock market’s worst ever days, followed by a six day rally, but all adding up to a resurgence in volatility. So, how to invest (and...

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What Is An ARF?

Let’s face it, pensions are boring, complicated and full of jargon. Unfortunately they are also very important to our wellbeing so whether we like it or not, it’s important to know the basics. If you have a private pension (ie, anything other than the State Pension)...

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Too Much Cash

The late Ken Dodd once revealed (in court) that he kept £336,000 in cash stashed in suitcases in his attic. I have two immediate thoughts on this story. First, he is not the only one whose wealth is less than it should be as a result of being incredibly risk averse as...

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What Are Binary Options?

The UK financial watchdog recently warned that hundreds of thousands of pounds are lost every year to investment scams. Last month I blogged about How To Spot A Scam. This month I want to concentrate on a growing segment of this ‘market’, binary option scams. So, what...

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How To Spot A Scam

The golden age of the internet has given us ease of connectivity and instant online payments. No wonder it’s also the golden age of the scammer. Here are a few tips on how to spot a scam … You are promised investment returns that are too good to be true. You are asked...

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Millennial Misery

There is no doubt that the Millennial generation (born 1975 to 1995) are now facing hardships that the luckier generation of their parents did not have to endure. Inequality Yes it’s been part of the capitalist system since the days of the ‘robber barons’ but it’s now...

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