Crash or Correction?

Crash or Correction?

What is a recession? What is a crash? What is a correction? What is a bear market? Is this Coronavirus sell-off a correction or crash? Some questions we can answer. Some we can only guess at. But the following is a guide to understanding the history and the...

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The Fair Deal Scheme

The Fair Deal Scheme

The Nursing Homes Support Scheme, known better as the Fair Deal Scheme, provides financial support to people who need long term nursing home care. There’s a lot to it so here are the key points you need to know. 1. Care Needs Assessed Before confirming that long-term...

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5 Retirement Myths

5 Retirement Myths

Retirement should be something we all look forward to, after all we are living longer, healthier and fuller lives. And yet we are nowhere near saving enough. That’s why I want to tackle these dangerous retirement myths. MYTH 1 – THE STATE PENSION WILL SUFFICE No...

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The Money Taboo

The Money Taboo

Why do we find talking about money so embarrassing? With family and friends we can generally talk fairly easily about sex, death, religion, politics – all the ‘big ones’ except money! It’s incredible to think that something as straightforward as money is arguably the...

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Pension Adjustment Orders

Pension Adjustment Orders

As I mentioned in a previous blog, Divorce - Who Gets What, the division of wealth after a separation adds an enormous stress factor to an already difficult process. After the family home, pensions are often the second most valuable asset under consideration. In the...

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How To Pay Less Tax

How To Pay Less Tax

Ireland’s taxation system is not exactly easy to navigate, nor is tax a subject we like to think about too much. Nevertheless there are plenty of tax reliefs and credits that you should know about. With that in mind here are some quick and easy tips on how to pay less...

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The Loser’s Game

The Loser’s Game

In recent weeks the name of Neil Woodford has been added to the list of star fund managers who have crashed and burned. Woodford’s flagship Equity Income Fund is now closed to withdrawals as Woodford struggles to liquidate stocks to meet investor demands for cash...

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Divorce – Who Gets What?

Divorce – Who Gets What?

Divorce brings about huge changes in the lives of those involved, not least the prospect of coming to an agreement on who gets what. I’m going to focus on the key financial issues that tend to arise once the parties agree to separate, assuming they cannot agree...

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What Is Equity Release?

What Is Equity Release?

Home equity release, on the face of it, is one possible solution for homeowners short on income but living in a large valuable home.  For many in this position the obvious answer is to downsize, which as I’ve written before has its pros and cons. The biggest barrier...

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