5 Ways we Mess up with Money

5 Ways we Mess up with Money

Money is something we humans are hard wired to mess up. Most of us are destined to make several big money mistakes in the course of our busy lives. Do you want to know what you need to stop doing? Here, based on my experiences as an advisor, are the top 5 ways we mess...

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Are Prize Bonds for Prize Idiots?

Are Prize Bonds for Prize Idiots?

Prize bonds are more popular than ever in Ireland, with a total issued of more than €4 billion. But are prize bonds a good investment? Firstly, what are they and how do they work? Prize bonds are non-interest bearing lottery bonds. Your capital has a government...

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Retirement Relief

Retirement Relief

There are two Capital Gains Tax (CGT) reliefs that business owners, thinking of exit and/or retirement, need to know about. They are Retirement Relief and Entrepreneur Relief, and they can be used in conjunction with one another when exiting your business. Retirement...

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My 4 Unbreakable Rules of Investing

My 4 Unbreakable Rules of Investing

As we watch global stock markets once again hit all-time highs, in a pandemic year that has seen some of the biggest single day gains and losses in history, a perennial question is, how can we become more successful investors? My simple answer continues to be, stick...

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Inheritance Tax in Ireland

Inheritance Tax in Ireland

When it comes to taxation, nothing is ever simple. But if you want to save money, it pays to know the basics. Here are some key pointers about inheritance tax in Ireland. Who Pays? Capital Acquisitions Tax, the official name for inheritance tax in Ireland, is paid by...

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The Fair Deal Scheme

The Fair Deal Scheme

The Nursing Homes Support Scheme, known better as the Fair Deal Scheme, provides financial support to people who need long term nursing home care. There’s a lot to it so here are the key points you need to know. 1. Care Needs Assessed Before confirming that long-term...

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5 Retirement Myths

5 Retirement Myths

Retirement should be something we all look forward to, after all we are living longer, healthier and fuller lives. And yet we are nowhere near saving enough. That’s why I want to tackle these dangerous retirement myths. MYTH 1 – THE STATE PENSION WILL SUFFICE No...

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How to Pay Less Tax

How to Pay Less Tax

Ireland’s taxation system is not exactly easy to navigate, nor is tax a subject we like to think about too much. Nevertheless there are plenty of tax reliefs and credits that you should know about. With that in mind here are some quick and easy tips on how to pay less...

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What is Equity Release?

What is Equity Release?

Home equity release, on the face of it, is one possible solution for homeowners short on income but living in a large valuable home.  For many in this position the obvious answer is to downsize, which as I’ve written before has its pros and cons. The biggest barrier...

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